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Buying Travel Insurance for Sicily, Italy

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There’s nothing quite like a trip to Sicily, Italy to soak up some of the local culture and enjoy some natural beauty and the odd glass of Italian wine. However, when you book a trip to Sicily, you’re taking a risk if you do not  purchase travel insurance. Here are a few reasons that you may want to invest in a travel insurance policy for your trip to Sicily.

Reduce Trip Cancellation Risk

Between the time that you book your trip and the time that you actually go to Sicily, there are a lot of different things that could happen. In today’s economy, there is a lot of uncertainty surrounding Europe, and Italy specifically. If something bad were to happen between the time you book your trip and your travel date, you, I am sure, would not want to lose the full cost of your trip if you need to cancel for any reason.

Losing Baggage

A more likely scenario though is the possibility that you can lose luggage. No matter where you travel, whether Sicily or further afield, there is always a chance that you could lose your luggage. Although there are some great places to shop in Italy, you do will not want to have to start your holiday without any change of clothes or to lose everything you have bought on holiday in Sicily. You are no more or no less likely to have baggage problems but what you will find is that your visit to Sicily might well mean the temptation to buy a good few items. Why take the chance of losing out when a basic one week policy can cost as little as G15 GBP (Euros 20)w with a company such as Columbus Direct Cover

Medical Issues

When traveling to a foreign country such as Italy, you also have to be aware of the risk associated with getting medical care. Most regular insurance plans do not provide any coverage when you are in a foreign country although in Italy you can use your E111 (European Health Insurance card) if you are European. Some credit cards also offer some level of cover but my recommendation is to still buy a travel or holiday insurance policy to ensure you are protected in full.

Sicily Considerations

The health system and service in Sicily (at least from my own experience) is very good and in fact I would go as far to say that it exceeds the UK health system. The Italian system as a whole was in fact rated the second best in the world by the World Health Organisation in a recent report, to give you an idea of what to expect. Sicily is much poorer than some of the Northern regions of Italy, but the health system in Sicily is still quite good in my view.

Despite the good level of care in Italy, you should still make sure you have travel insurance to ensure that the level of potential medical fees are covered (a policy which covers at least £1 million is often advised by most travel professionals) and to cover issues such as repatriation, lost baggage (see above) and theft.

Do also consider carefully what activities you will participate in. You might wish to go skiing down the Etna (possible in winter time) or diving in an areas such as Lampedusa, which means that you might require dangerous sports cover. Dangerous sports are not what you may consider to be dangerous, but what the insurance companies (the ones you might need to pay-out) classify as a dangerous sport. The key in other words is to make sure you are covered for all activities you plan to undertake whilst in Sicily. If you are British you can find more excellent information on health care in Italy from the NHS website.

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